We are Life Insurance "fixed" Products only.

Coming up on 30 years of providing Life Insurance; Annuities;Long Term Care; and Disability Income insurance, with only the world's best carriers, we have not represented any company that has failed, or had a claim that has not been paid..

Steve Bailey specializes in Policy REVIEW & APPRAISAL.

In California you can have a Free 1 on 1 Lunch or Dinner at ANY fine Restaurant in San Diego County, with No Obligation. Just allow us to review your Policies and in many cases we can save, especially on your Term coverage, up to 40%.

Steve is adept at LIFE SETTLEMENTS (if you are between 70 and 86 years of age - have a policy of $1million or more that is Unwanted / Unaffordable / Unneeded or Unsuitable, consider selling the policy for more than the surrender value. Also PREMIUM FINANCING for 70 to 86 of age. You may have a Tax problem in your Estate and you can now Finance a policy if your net worth is $5 million or above...............Call Steve on his cell phone for details: 619-253-5517

Any purpose for Life Insurance: Partnership agreements; key person; Tax-Free Retirement, etc., Steve is one of the top dozen or so Life Insurance professionals in California.

We work closely with Lenders for financing; Long Term Care professionals; Health professionals; Disability income experts and have established these relationships over nearly 30 years. Steve is 29 years complaint-free.